Insurance Dispute Lawyers in Indianapolis, Indiana
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What is a “Bad Faith” Insurance Claim?
A bad faith insurance claim means that your insurance company is not acting reasonably; that their decision to deny you coverage following a claim is not justified. It means your provider fails to act reasonably in processing, investigating or paying out your claim.
Since insurance companies can appear to be larger than life to many people, the process of filing a complaint about a bad faith claim can seem like an insurmountable challenge. The best thing to do in a bad faith claim dispute is to hire an attorney who can get you the help you need.
When Your Insurance Claim is Denied
- Discover why your claim is denied: There are a multitude of reasons why a claim can be denied. Sometimes, this can be as simple as a code entered incorrectly by a hospital administrator or a doctor, but sometimes you’re facing a more serious issue. A phone call or email to your medical insurance provider can get you more information on why your claim is not approved.
- Get the help of your doctor or other professional: Especially with medical insurance, it can make all the difference to establish the need for treatment. Sometimes, a more detailed description proving your need for care from your doctor is all your insurance company needs to approve your claim.
- Keep applying – and don’t give up: Across the board, insurance companies are notorious for trying to keep their costs low, denying many claims as a result. It actually costs the provider money to continue to review your claim, so the more times you apply, the more likely you are to have your claim approved eventually.
- Get counsel from an attorney: Things can get complicated in dealing with your insurance company, even in the simplest of cases. We suggest you hire a professional to fight for your claim. The team at Karpe Litigation knows exactly which roadblocks insurance companies put in place to make it harder for you to get the assistance you need with your medical and other bills, and how best to navigate around those roadblocks, so you can move on with your life.